Long term care is something that many of us will face in our lifetimes. Even if it isn’t a personal experience, spouses or parents may be in need of long term care at some point in their lives. Knowing what to expect and how to plan for long term care can help alleviate stress and financial worry that a family can experience with loved one in need of long term care.

Varying Levels of Care

The first thing to know about long term care is that there is no one size fits all solution. Long term care comes in a variety of different levels to match the needs of the people receiving the care. This means something as simple as a visiting nurse showing up to the home once a day to as complicated as having a full service live in care facility. Be aware of the different options that exist and what facilities in your area offer the types of care that might be needed.

Covering the Costs

Expecting Medicare or Medicaid to cover the costs of long term care can lead a family down the path of financial ruin. Many times these programs cannot and will not cover long term care. Make sure that along with the different levels of care, your family understands the associated costs and can cover them.

If you have any legal issues with long term care for you or a loved one, contact Stano Law group.