The Pros and Cons of a Reverse Mortgage- Cleveland Elder Law Attorney
If you are helping an aging loved one plan for their financial future, and especially if you think long-term care costs may be a problem, a reverse mortgage may be...
Should You Consider a Reverse Mortgage to Pay for Long-Term Care Costs- Cleveland Elder Law Attorney
Reverse mortgages have become a popular means of acquiring the necessary funds to pay for long-term care costs because they provide a way for senior’s to turn their home equity...
Long-Term Care Insurance, HIPAA and Taxes- Cleveland Elder Law Attorney
The Health Insurance Portability and Accessibility Act of 1996 is most commonly referred to as HIPPA. While HIPAA covers a lot of different aspects of patient rights, it also affects...
Respite Care for Alzheimer’s Caregivers – Cleveland Elder Law Attorney
If someone in your family is willing and able to provide the day to day care of your loved one once the Alzheimer’s progresses to a level that makes assistance...
How to Evaluate a Long-Term Care Facility for Alzheimer Patients- Cleveland Elder Law Attorney
When Mom or Dad has Alzheimer’s and the need for long-term care at a nursing home or assisted living facility is needed, all adult children worry about making the right...
Choosing the Right Type of Care for Your Loved One With Alzheimer’s- Cleveland Elder Law Attorney
When a loved one has Alzheimer’s, it can be difficult to separate emotions from logic to determine what type of care is really in the best interest of your loved...
Long-Term Care Policy Checklist – Cleveland Elder Law Attorney
When comparing long-term care insurance policies, you should first do some research to find out how much long-term care costs in your area. Can you get the type of care...
Standards in Long-Term Care Insurance Policies- Cleveland Elder Law Attorney
There are certain standards you should look for when shopping for a long-term care insurance policy. The National Association of Insurance Commissioners has developed standards to protect consumers, but when...
Long-Term Care Insurance- Commonly Used Terms- Cleveland Elder Law Attorney
Like any insurance policy, there are certain terms you are likely to hear or see used when your policy or benefits are explained. Understanding these terms will only help you...
Long-Term Care Insurance- What is Not Covered- Cleveland Elder Law Attorney
All insurance policies have a list of limits and exclusions. This is necessary to keep premiums affordable and protect the insurance companies, which ultimately are a business, and businesses need...
Long-Term Care Insurance- What is Covered- Cleveland Elder Law Attorney
Long-term care services are typically needed when a person cannot perform certain Activities of Daily Living, or ADLs, or becomes cognitively impaired due to Alzheimer’s or dementia. The most common...
What are Elimination and Deductible Periods in Long-Term Care Insurance? Cleveland Elder Law Attorney
Elimination periods or deductible periods are terms you may hear tossed around when shopping for long-term care insurance. It’s important to understand what these terms mean, and how they could...