Costs Of Nursing Care In Ohio
Average monthly long term care costs in Ohio are $5,000, but actual annual costs can be significantly higher. A private room can be as much as $87,180 and a semi-private room as high as $76,000. Factors influencing the costs of long term care include the type of facility, its location, and the services it offers.
“Paul can help people receive additional income or benefits they may not have known were available to help pay for long-term care”
“Paul Stano is a fantastic resource for families who are looking at what their options maybe when it comes to the best care possible for themselves or their loved ones. In our home healthcare business, we face situations where individuals eventually may need to move from receiving care at home into an assisted living or a nursing facility. It’s important to know your options on Medicaid, or if you can qualify for VA benefits so you can figure out what your next step can be. Paul can help people receive additional income or benefits they may not have known were available to help pay for long-term care. He can also help people protect a considerable amount of their assets from going to pay for nursing home expenses. I’ve invited several of my clients to go to his seminars, I’ve attended myself and I can tell you get a lot of great information there. Paul is someone that you can trust and someone who can bring comfort in knowing has helped you identify all your options before making a final decision on where or how you life’s journey continues.
For example, nursing homes provide the highest level of medical care outside of a hospital, but the average cost of a semi-private room in a nursing home in the United States is $6,235 per month. A person does not require the level of care offered by a nursing home can save money by choosing to reside in an assisted living facility at an average monthly cost of $3,293 per month.
Home health care costs can vary depending upon the time of day and the services required. A home health aide can cost $21 an hour, but the hourly charge of a homemaker to assist a person with household tasks is only $19.
At one time, long-term care meant residency in a nursing home, but at least 50 percent of all stays in a nursing home today do not exceed three months. Nursing homes are no longer the sole source of long-term care. Instead, they are frequently used to supplement or complement other care facilities, such as hospitals, home healthcare, and assisted living. Individuals who can live at home might benefit from adult day care centers that charge a daily rate that averages $67.
Assisted living facilities have grown in popularity in Ohio to where there are now 600 of them throughout the state providing care to residents who can no longer live at home, but who do not require the comprehensive medical services of a nursing home. The costs associated with assisted living and other long-term care facilities include:
- room and board
- skilled nursing care
- physical and occupational therapy
- transportation (sometimes)
Paying For Skilled Nursing Care In Ohio
The decision to leave one’s home and reside in a long-term care facility is an emotionally and financially difficult one to make. Whether you are the caregiver making the decision on behalf of a loved one, or if you making the decision on your own behalf, deciding how to pay the cost of long-term care can be troublesome.
In addition to public programs that provide assistance toward the expense of long-term care, other options include:
- Reverse mortgages
- Personal savings
- Personal income sources
- Life insurance
- Long-term care insurance
The Stano Law Firm has helped thousands of Ohio families through the difficult process of planning for the costs of nursing care and the preservation of assets. Call today for a free consultation to help you navigate the complexities of long-term health care!