As people age they may require special equipment to make their lives easier and more comfortable. In some cases this equipment is necessary for medical treatments that are being administered. The costs associated with this equipment can be rather high. Knowing what those costs are going to be up front can help to budget properly for the equipment.

Insurance Coverage

Since the majority of elderly Americans are on Medicare or Medicaid you need to know what is covered by those programs in terms of equipment. Many caregivers or patients would like to get a particular item that would provide comfort. This may not be considered medical necessary by insurance. This means that after the item is ordered its fully cost may be out of pocket as Medicare will decline payment for the item. Medicare’s upgraded durable medical equipment process can help patients receive partial payment for these items if you know how to use it properly. Make sure to check into this as well as whether or not the item is medically necessary before ordering.

Assistance Programs

While there are many things that Medicare won’t cover there are state programs that can help with the purchase of medical equipment. These programs can cover many items from stair chair lifts to wheel chairs. Contact your local elder care assistance office (these names differ by state) and see what you or your loved one might qualify for benefits for.

For legal issues with medical equipment or Medicare claims contact Stano Law group today.