Beware Fake Debt
Criminals like preying on the weak and vulnerable. This means that the elderly are often a target of scammers and other criminals. They prey on elderly with complex schemes that try to get the elderly to pay them money. One way that they do this is by attempting to convince [...]
Avoid These Mistakes with Spousal Social Security Benefits
Social Security is a pretty complicated program. Since many seniors depend on Social Security for their income in retirement, it is important to maximize your benefits. The process gets more complicated when you start to consider spousal benefits. Many people near retirement age make some mistakes when it comes to [...]
Avoid High Risk Tax Behaviors
Tax season is upon us. This means it is time to file your taxes. If you are a retiree and are planning on doing your own taxes there is one major thing you want to avoid; an audit. The IRS can be particularly picky when it comes to record keeping [...]
Is it Too Late for Medicaid Planning?
It is amazing how quickly things can happen. One minute you or your elderly loved one could be sitting at home enjoying retirement and the next they are in the hospital facing long term care because of serious health complications. The idea of it can be so frightening that many [...]
The Lump Sum Pension Option
If you are looking to retire soon you may be assessing the options that you have available to you as far as your pension is concerned. Most employers either offer some sort of payment option or a payment of a lump sum. While on the surface it might seem much [...]
Just What is the Difference between Medicare and Medicaid?
Two programs exist in order to help seniors with their medical bills: Medicare and Medicaid. Unfortunately the two are often confused for each other. Some people even think that they are the same program. This couldn’t be further from the truth. There are very distinct differences between the two, including [...]
Is Long Term Care Insurance the Solution?
There is no denying that the costs of long term care continue to rise. With a large portion of elderly Americans looking at long term care as something that they are going to have to face in their lifetimes, there is much concern over how the costs will be paid. [...]
Watch out for Snow
Winter is upon us. This means staying inside by the fireplace to keep warm while waiting for the sun to come out and warm us all up again. Winter can and will bring lots of snow with it. Snow is inevitable in some parts of the country, just another part [...]