Medicare and Dental Coverage
You may be wondering about what kinds of dental benefits Medicare offers. Unfortunately, there are no built in dental benefits for Medicare. This means that if you are relying solely...
Medicare Benefits Have no Pre-Existing Condition Exclusions
Many insurance providers have what is called pre-existing condition exclusion. This means that the level of service that is provided to you from that insurance company can change based upon...
The Benefits of Medicare
There are a lot of horror stories about how awful Medicare can be. As with any program there are issues with Medicare. In general the system works very well and...
Medicare Part D Low Income Subsidy
Health insurance is expensive. This doesn’t change the older that you get. However there are some government programs that can help. One that is available is a low income subsidy...
Enrollment Penalties for Medicare Part D
Many seniors today are planning on working much later into their lives than previous generations have. Because of this many of the rules regarding Social Security and Medicare benefits are...
HSAs and Medicare
Do you or your spouse have a health savings account or an HSA? They are a great benefit that can be coupled with a high deductible insurance plan that is...
Social Security and Taxes
Did you know that there may be instances where you are taxed on your Social Security benefits? Depending on what kind of retirement accounts you are drawing from there is...
Tips to Make the Most of your Social Security Benefits
Social Security benefits are an important part of many people’s retirement finances. Because of this you want to be able to maximize the benefits that you are going to be...
Filing Early for Your Spouse
The spousal benefit can be a pretty confusing part of your Social Security benefits. For example, if you are a primary earner, but your low income earning spouse (who happens...
Pause Your Social Security for Now
Did you begin collecting your social security benefits sooner than you actually needed to? If you did this means that you could be affecting the amount of benefits that you...
Renting Versus Owning
Is renting a better option for seniors than owning? While renting does come with the high cost of rent, there are some benefits that come along with renting a place...
Avoid These Financial Planning Mistakes
Retirement is expensive and tricky. Balancing an income from investment accounts, pensions and retirement funds takes a steady hand and some knowhow. Don’t fall prey to these common mistakes and...