Annuities – An Overview
Annuities are contracts between yourself and an insurance company, to whom you agree to make periodic payments or a lump sum payment. In return, you receive period payments from the...
Do Your Debts Go Away When You Die?
The answer to that question is, no. Outstanding debts will still need to be paid even after your death, but who is liable for paying the debts depends on the...
What to Do if You Are Denied Veterans Benefits
If you recently applied for Veterans' disability benefits and were denied, you have the right to an appeal. Your first step is file an appeal with the VA regional office...
Are Your Beneficiary Designations Up to Date?
In 2009, DuPont was sued by the estate of a deceased employee for retirement plan benefits that the company had distributed to the deceased's ex-wife upon the employee's death. Although...
Veterans Disability Benefits – An Overview
There are two disability programs that are administered by the VA: disability compensation for Veterans with service-connected disabilities, and disability pension benefits for veterans with disabilities who served during wartime....
How Much Money Will You Need for Retirement?
Determining how much money you will need for retirement requires assessing your current financial situation to see if you're off to a good start--or not. You want to save enough...
Retirement Planning – An Overview
Long gone are the days when you could look forward to living on a nice pension and Social Security when retired from the workforce. These days only federal and state...
Aid and Attendance – Long-term Care Benefits for Veterans
To help Veterans and surviving spouses with the rising cost of long-term care, there's a pension benefit administered by the VA called Aid and Attendance. Aid and Attendance provides financial...
Eligibility Requirements for Veterans Health Benefits
Veterans health benefits are administered by the U.S. Department of Veterans Affairs (VA). Eligible veterans can receive services that may include hospitalization, prescriptions, preventative care, diagnostic and treatment services, long-term...
World Elder Abuse Awareness Day
Millions of elderly individuals are abused, exploited and neglected each year, and more than two-thirds of cases go unreported, according to the Administration for Community Living (ACL). The United Nations...
Elder Care Referral Services – Consumers Beware
When you're searching for the right nursing home, assisted living or other senior living option, there are many questions and many decisions to be made. Many families turn to elder...
Choosing a Continuing Care Retirement Community
If you're considering a continuing care retirement community (CCRC) as a senior living option for you or your loved one, how can you be sure when you've found the right...