What Goes into Assisted Living Costs?
You may be wondering why the cost of an assisted living facility for your elderly loved one seems to vary greatly from one place to another. There are several factors ...
Negotiate for Better Rates
We are used to haggling over the price of a car or a home. It is part of the buying process. What about doing the same with an assisted living ...
Gap Insurance Under Age 65
Gap insurance is there to cover the difference between what Medicare covers and what you, the patient are responsible for paying. For seniors over the age of 65 who fully ...
Enrolling in Medicare while still employed by a Small Company
Many people over the age of 65 are choosing to remain in the workforce. As Americans we are living and working much longer than previous generations. While this is a ...
Medicare and Dental Coverage
You may be wondering about what kinds of dental benefits Medicare offers. Unfortunately, there are no built in dental benefits for Medicare. This means that if you are relying solely ...
Medicare Benefits Have no Pre-Existing Condition Exclusions
Many insurance providers have what is called pre-existing condition exclusion. This means that the level of service that is provided to you from that insurance company can change based upon ...
The Benefits of Medicare
There are a lot of horror stories about how awful Medicare can be. As with any program there are issues with Medicare. In general the system works very well and ...
Medicare Part D Low Income Subsidy
Health insurance is expensive. This doesn’t change the older that you get. However there are some government programs that can help. One that is available is a low income subsidy ...
Enrollment Penalties for Medicare Part D
Many seniors today are planning on working much later into their lives than previous generations have. Because of this many of the rules regarding Social Security and Medicare benefits are ...
HSAs and Medicare
Do you or your spouse have a health savings account or an HSA? They are a great benefit that can be coupled with a high deductible insurance plan that is ...